Are you an independent trucker or freight broker waiting for customer payments? XFactors specializes in non-recourse freight factoring, providing fast cash to keep your business moving. With over 30 years of experience, we focus on simplifying billing and collections for trucking professionals. Get paid quickly, improve your cash flow, and grow your business with a partner you can trust
Whether you’ve just registered your MC number or have been in business for years, XFactors is here to help. We specialize in factoring freight, offering no application fees, setup fees, or termination fees. Get paid fast with fixed rates and immediate funding through EFS cards or free ACH transfers twice daily. Protect your credit and reputation by getting paid as soon as the freight is delivered.
Receive immediate payment through EFS cards or ACH transfers.
Fixed rates, no hidden fees, and no reserves held.
XFactors offers fast, non-recourse factoring with full advance payment—no holdbacks or reserves. Whether you are a start-up or an established freight business, we help you stay liquid and improve cash flow by funding your invoices immediately. We also offer free credit checks on brokers or shippers you’re working with. With no minimums, no maximums, and no long-term contracts, you’re free to factor only what you need.
Receive 100% of your cash today with fast & full payments, including instant funding in 24 hours or less.
Enjoy flexible & secure terms with no contracts, no minimums, and free credit checks for peace of mind.
We provide fast, secure funding to freight businesses, ensuring smooth cash flow and growth with flexible terms and no hidden fees.
As a small business owner, I need to ensure my cash flow is steady. XFactors provides quick funding without all the complex terms. Their flexible approach to factoring makes everything hassle-free. I’ve seen a significant improvement in my operations.
XFactors has been a game-changer for our business. Their fast payments and clear terms have made managing cash flow so much easier. The team is always reliable and supportive, allowing us to focus on growing our operations. I highly recommend them!
Working with XFactors has been a fantastic experience. They’re transparent, and their funding is fast. With no hidden fees and the ability to factor only when needed, it’s made my business much more efficient. Truly a trusted partner for growth.
We provide reliable financial solutions tailored for freight businesses. Enjoy fast funding and seamless support to maintain cash flow.
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